Finance and Loans Consultancies

Can my wife take a home equity loan for personal use on a jointly owned home without my consent?

Posted by admin on August 11, 2010 in Renting & Real Estate with No Comments



My wife earns more money than me. The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my consent?

How do you pull equity out of your home with taking a how equity loan out?

Posted by admin on July 7, 2010 in Renting & Real Estate with 2 Comments



First of all how do you build equity in a home? How do you report the equity to your lender? And lastly how to you pull the equity that you’ve built up out of the home with out taking a home equity loan out? Thank you in advance for any help that you can give me.

Anyone know of anyplace to get a 100% finance home loan, with no so good credit rating?

Posted by admin on March 1, 2010 in Renting & Real Estate with 7 Comments



Have some things on credit report, from divorce, but would like to find finacancing for a home

What is better, home equity loan or line of credit on home I own outright?

Posted by admin on February 2, 2010 in Renting & Real Estate with 3 Comments



I just finished building my house and I have no mortgage or anything as I had enough cash to buy the land and build outright. But, I have no money left to landscape and have some medical bills I would like to pay off. Can I get a home equity loan or line of credit on my house? Which is better?

Getting evicted, what will happen?

Posted by admin on December 9, 2009 in Renting & Real Estate with 4 Comments



Well, last year I started a new job we had lots of overtime so paying bills was not a problem, this year with economy in the gutter our biggest customer(s) cut their order by 75%. So now only working 32 hours a week and searching for 2 months for a part-time / night job / temp agency I have not been able to find anything unless it’s fast food which really doesn’t pay enough to fix my finical situation. So now rent is due and I’m pretty sure I’m going to lose my apartment to eviction (yes I’ve already exhausted the payday loan thing which I hate doing). I’ve never been through this, what will happen? What can I do, my landlord is a “slum lord” so I’m not sure if talking to her will help. I’m on a month to month lease. Any ideas or advice, I know this is going to destroy my credit history but it seems unavoidable.
Thanks for the advice the state I live in is CO and the reason I’s like to stay at this place is becuse she covers water and gas.

What is a home equity loan and what is the process to applying/being accepted for one?

Posted by admin on December 6, 2009 in Renting & Real Estate with 2 Comments



I paid roughly $90,000 for my home. It was a TLC home and I’ve fixed it up in the past 9 years dramatically. New roof, new walls, siding, porch, heating system, well etc. My home and property was valued at $275,000 last year. Does equity play a part in this. Am I eligable for an equity loan? I don’t want to go into it without fully understanding what it is–I also don’t want to go to my banker with stupid questions….Another thing. Im looking to build my own home–hence the loan inquisition.

average interest rate on a home loan?

Posted by admin on September 10, 2009 in Renting & Real Estate with 4 Comments



what is the average intrest rate on a loan in california for somebody with no credit.

What is the difference between a mortgage and a home equity loan?

Posted by admin on August 25, 2009 in Renting & Real Estate with No Comments



I own a home that is paid off but would like to take out a loan to fund some home improvements as well as help my parents pay off their home equity loan. Given this scenario can I take out a mortgage since mortgage rates are lower or am I limited to a home equity loan. I’m not interested in HELOC’s.

can i get a home equity loan on a home i just bought that i was gifted equity in it?

Posted by admin on July 14, 2009 in Renting & Real Estate with 3 Comments



we are buying a home from my mother. she is gifting us the equity in the home. can we get an equity loan at the same time as we get our home loan or do we have to wait and how long?

Best bank in INDIA for taking Home Loan?

Posted by admin on May 10, 2009 in Renting & Real Estate with 1 Comment



Which is the best bank in INDIA for taking home loan. By means of interest rates, service after giving loan, transperency in transactions etc.