Can a debt collector sue for fraud?
My husband (foolishly & without my knowledge) took out a $150 payday loan last year, which he defaulted on after being laid off from his job. We have a debt collection agency telling us that if we do not pay them, they will sue my husband for breach of contract & fraud. I can understand suing for wage garnishent, but fraud? And yes, we have attempted to offer them a payment plan, but they are refusing it, saying that we must pay in full…

