Finance and Loans Consultancies

Payday loans wage garnishment?

Posted by admin on December 29, 2009 in Credit with 6 Comments



I live in California and had a payday loan with zip19.com now there treating to call my employer can they really garnish my checks? If yes how do I stop them?

Thank you

where can i get a signature or installment loan with bad credit?

Posted by admin on December 11, 2009 in Credit with 3 Comments



hi. i am in need of a $1,000 to $2,000 signature or installment loan. up to a month and a half ago everything was fine and then when it rained it poured!!! a shattering and very unexpected death in the family with lots of help with the funeral expenses from all of us in the family was needed! and then my car went capoot! i had just moved into a new place with added connection fees on all utilities. and now i have this financial Domino affect happening and am about to lose everything. all i have been able to find so far are these payday advance loans and they only offered a few hundred and want the money back in a week!! this does not help! yes, i have bad credit, but am working on that. i can,t get a loan from my bank and i only have a savings account. i am ready for some of the sarcastic comments i am going to get. i just ask that you please be gentle….

Getting evicted, what will happen?

Posted by admin on December 9, 2009 in Renting & Real Estate with 4 Comments



Well, last year I started a new job we had lots of overtime so paying bills was not a problem, this year with economy in the gutter our biggest customer(s) cut their order by 75%. So now only working 32 hours a week and searching for 2 months for a part-time / night job / temp agency I have not been able to find anything unless it’s fast food which really doesn’t pay enough to fix my finical situation. So now rent is due and I’m pretty sure I’m going to lose my apartment to eviction (yes I’ve already exhausted the payday loan thing which I hate doing). I’ve never been through this, what will happen? What can I do, my landlord is a “slum lord” so I’m not sure if talking to her will help. I’m on a month to month lease. Any ideas or advice, I know this is going to destroy my credit history but it seems unavoidable.
Thanks for the advice the state I live in is CO and the reason I’s like to stay at this place is becuse she covers water and gas.

What is a home equity loan and what is the process to applying/being accepted for one?

Posted by admin on December 6, 2009 in Renting & Real Estate with 2 Comments



I paid roughly $90,000 for my home. It was a TLC home and I’ve fixed it up in the past 9 years dramatically. New roof, new walls, siding, porch, heating system, well etc. My home and property was valued at $275,000 last year. Does equity play a part in this. Am I eligable for an equity loan? I don’t want to go into it without fully understanding what it is–I also don’t want to go to my banker with stupid questions….Another thing. Im looking to build my own home–hence the loan inquisition.